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SR-22 insurance is a vehicle liability insurance document that provides proof that the motor vehicle operator has the minimum required liability insurance coverage for a particular state.  SR-22 insurance is usually required in order for a drive to reinstate his or her license after driving privileges have been previously revoked due to an uninsured car accident, or driving under the influence.

The length of time that someone is required to carry SR-22 insurance varies by state, so it’s best to check with your local department of transportation office for the specific details.

However, one important thing to remember, is that even when it is required by the court that you get SR-22 insurance, you must comply with this even if you do not own a motor vehicle.  You will be paying insurance, even if you aren’t driving.

Also, if you are younger and you were driving your parents car, you may no longer be covered under their original insurance plan, and you should look into this so you know if you are covered or not.  If you aren’t, you will not be covered by your parents insurance plan if you are in a collision.

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